Terms of Use

By accessing and using the plexzeagency financial analysis platform ("Service"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Service.

These terms apply to all users of the Service, including visitors, registered users, and subscribers to our premium features. Your continued use of the Service constitutes acceptance of any modifications to these terms.

plexzeagency provides financial analysis tools, software, and educational resources designed to help users understand and analyze financial data. Our platform offers various features including data visualization, financial modeling tools, and educational content.

Our Services Include:

• Financial data analysis and visualization tools
• Educational resources and learning programs
• Statistical analysis and reporting features
• Market data and financial information
• Professional development courses and certifications
• Community forums and discussion platforms

We reserve the right to modify, suspend, or discontinue any aspect of our Service at any time without prior notice. We may also impose limits on certain features or restrict access to parts of the Service.

As a user of our Service, you agree to use the platform responsibly and in accordance with these terms. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Activities:

• Using the Service for any illegal or unauthorized purpose
• Attempting to gain unauthorized access to our systems or other users' accounts
• Distributing malware, viruses, or other harmful code
• Engaging in harassment, abuse, or threatening behavior toward other users
• Copying, reproducing, or redistributing our content without permission
• Using automated tools to access or scrape our platform
• Interfering with the proper functioning of our Service

You must provide accurate and complete information when creating an account and keep your account information updated. You are solely responsible for maintaining the security of your login credentials.

All content, features, and functionality of our Service, including but not limited to text, graphics, logos, software, and data compilations, are owned by plexzeagency and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission. Limited use of our content for personal, non-commercial purposes is permitted under fair use guidelines.

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

By using our Service, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your data, but we cannot guarantee absolute security of information transmitted over the internet.

Data Usage:

• We collect information necessary to provide and improve our Service
• Your data may be used for analytics and service optimization
• We do not sell your personal information to third parties
• You have the right to access, correct, or delete your personal data

Certain features of our Service may require payment. By subscribing to our premium services, you agree to pay all applicable fees and charges. All payments are processed securely through our authorized payment providers.

Subscription fees are billed in advance and are non-refundable except as required by law. You may cancel your subscription at any time, but cancellation will take effect at the end of your current billing period.

Billing and Payments:

• Subscription fees are charged monthly or annually as selected
• Price changes will be communicated at least 30 days in advance
• Failed payments may result in service suspension
• Refunds are available within 14 days of initial purchase

Our Service is provided "as is" without warranties of any kind. We do not guarantee that our Service will be uninterrupted, error-free, or completely secure. Financial information and analysis tools are provided for educational purposes only and should not be considered as investment advice.

To the maximum extent permitted by law, plexzeagency shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of our Service. Our total liability to you shall not exceed the amount you paid for our Service in the 12 months preceding the claim.

Either party may terminate these Terms of Use at any time. You may terminate by discontinuing use of our Service and canceling your account. We may terminate or suspend your access to our Service immediately if you violate these terms.

Upon termination, your right to use our Service will cease immediately. Provisions that by their nature should survive termination, including intellectual property rights, disclaimers, and limitations of liability, will remain in effect.

These Terms of Use are governed by the laws of South Africa. Any disputes arising from these terms or your use of our Service will be resolved through binding arbitration in accordance with South African arbitration procedures.

You agree to resolve any disputes individually and not as part of a class action. If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

We reserve the right to modify these Terms of Use at any time. We will notify users of significant changes through our platform or via email. Your continued use of our Service after changes are posted constitutes acceptance of the new terms.

We recommend reviewing these terms periodically to stay informed of any updates. The date of the last revision will always be indicated at the top of this document.